Pre-approval
Know your real purchasing power, plan for the costs and present a strong file when the right property comes up.
Let’s discuss itPurchase, renewal, refinancing or investment: we take the time to understand what you want to accomplish, then I compare the options to find the mortgage product that truly fits you.
Affiliated with MomentumServing clients across Quebec
Services
Whether you are starting out, optimizing or investing, we begin with your complete picture—never a prebuilt scenario.
Know your real purchasing power, plan for the costs and present a strong file when the right property comes up.
Let’s discuss itFrom the offer to the notary, with a strategy tailored to the property, the timeline and your reality.
Let’s discuss itDown payment, FHSA, Home Buyers’ Plan, mortgage insurance and closing costs—know what is ahead and why.
Let’s discuss itCompare before signing: rate, interest cost, penalty, cashback and flexibility for your next term.
Let’s discuss itPut your equity toward renovations, consolidation or your next project, with the impact properly calculated.
Let’s discuss itAnalyze value, rents, down payment and ratios to structure the financing of an income property.
Let’s discuss itYour mortgage product
Before comparing anything, we take the time to understand where you are, what you want to accomplish and what truly matters to you.
Purchase, renewal, refinancing, income property or your next investment: together, we define your needs and priorities.
I compare available lenders and products based on the payment, term, flexibility and your plans.
I present a clear recommendation, explain why it fits your project and stay with you through closing.
Not a prebuilt solution: a mortgage product selected, explained and structured around your project.
The approach
I handle the rules, numbers and conditions, then we look together at what each option means for your project.
Book a meetingYour situation, goals, timeline and priorities—with no judgment and no prebuilt scenario.
I structure the file, then compare lenders, products and their conditions.
I present the options and my recommendation, we choose the way forward, then I coordinate the file through closing.
My background
I hold a bachelor’s degree in business administration and began my career in real estate appraisal before spending several years in financial institutions. That background taught me to read a project from every angle: property value, file strength, financing cost and longer-term objectives.
I also saw the limits of looking at a solution through a single institution. I chose mortgage brokerage so I could compare more broadly, take the calculations all the way and recommend the mortgage product that best fits each client and their project.
Today, with Momentum Cabinet Hypothécaire, I work with people from every background, from a first home to an investment project, with a direct, transparent and judgment-free approach.
Let’s discuss your project
Tell me where you are, what you want to accomplish and the times that work for you. I’ll contact you to confirm.
Phone450 916-5455 Emailwmarsolais@equipemomentum.com